🚀 Complete Loan Suite 2026
Four powerful interactive tools — click any card below to get started
100% Free
Instant Results
Mobile Friendly
4-in-1 Tool
💰 Affordability
How much loan can you really afford?
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📈 Rate Trends
Historical & 2026 projected rates
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⚖️ Fixed vs Floating
Which is better for your loan?
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🔄 Refinance
Should you switch your loan?
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💰
Loan Affordability Calculator
Based on your income & existing expenses — we calculate the maximum loan you can comfortably manage.
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Maximum Affordable EMI
₹20,000
You can afford a loan of
₹9,50,000
*Assuming 50% of disposable income goes towards EMI (standard banking norm).
Quick Answers
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What is loan affordability?Maximum loan you can safely repay based on income & expenses.
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Fixed vs floating?Fixed for certainty, floating if you expect rates to fall.
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When to refinance?If new rate is at least 0.5-1% lower and you stay long-term.
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Rate accuracy?Based on March 2026 averages; actual offers may vary.